Summary of Erik Wecks's How to Manage Your Money When You Don't Have Any

Please note: This is a companion version & not the original book. Sample Book Insights: #1 Despite the economic problems America is facing, many politicians seem more committed to finger wagging and ideological solutions than taking concrete steps to get out of the mess. #2 We must understand that we are the ones who have given away much of our financial freedom through the decisions we have made. We wanted what the banks and advertisers sold us, plain and simple. However, we are free to change what we want at any moment in time. #3 The history of debt is long and complex, and it goes back far before the modern era. In every culture, some human beings have found themselves unable to pay for the necessities of life, and because of this, they have borrowed money and goods to live. #4 To change your financial situation for the better, you must first understand the values that drive your choices. To do this, spend some time observing your spending habits. Look at the times you use a credit card. What kind of items do you buy on credit. Are they necessities.